Retailer Financing
Unlock liquidity at the last mile of the supply chain.
Buy Now, Pay Later for retailers.
How It Works
1
Retailer places order through the anchor’s DMS
2
Chooses “Pay Later” at the point of payment
3
Our system activates the bank to pay the distributor immediately
4
Retailer receives goods and repays the bank later, based on approved terms
Why This Matters
For Retailers
- Smooth cash flow, even during peak seasons
- Buy more inventory without the upfront burden
- Access formal financing without heavy paperwork
- Increase sales by staying in stock consistently
For Distributors / Anchors
- Guaranteed payments from banks
- Higher order volumes and better store performance
- Reduced credit risk and collection effort
- Stronger retailer loyalty and ecosystem stickiness
For Banks
- Access a new, scalable SME lending channel
- Lower risk with verified transactions and real-time supply chain data
- Embedded financing directly inside enterprise DMS systems
Key Features
Real-time credit decisions and automated activation
Bank-funded payments to distributors
Flexible repayment options for retailers
Secure, compliant, and fully digital workflow
The impact
More liquidity. Faster turnover. Stronger supply chains.
By enabling retailers to buy now and pay later, we unlock new
working capital — right where the supply chain needs it most.
Other Solutions
Reverse Supply Chain Financing
Attain strategic cashflow and become the customer of choice
Distributor Financing
Supercharge your sales and elevate your distribution network
Purchase Order Financing
Attain fulfilment confidence with a strengthened suppliers’ ecosystem
Developer API
Work with us. Ready APIs for your ‘Plug and Play’.
We hold strong confidence in Pilon's forward-thinking leadership and their capacity to bring about substantial transformations in the industry,
Lisa Gokongwei-Cheng, partner at Kaya Founders