Retailer Financing

Unlock liquidity at the last mile of the supply chain.
Buy Now, Pay Later for retailers.

How It Works

1

Retailer places order through the anchor’s DMS

2

Chooses “Pay Later” at the point of payment

3

Our system activates the bank to pay the distributor immediately

4

Retailer receives goods and repays the bank later, based on approved terms

Why This Matters

For Retailers

  • Smooth cash flow, even during peak seasons
  • Buy more inventory without the upfront burden
  • Access formal financing without heavy paperwork
  • Increase sales by staying in stock consistently

For Distributors / Anchors

  • Guaranteed payments from banks
  • Higher order volumes and better store performance
  • Reduced credit risk and collection effort
  • Stronger retailer loyalty and ecosystem stickiness

For Banks

  • Access a new, scalable SME lending channel
  • Lower risk with verified transactions and real-time supply chain data
  • Embedded financing directly inside enterprise DMS systems
Key Features
Embedded financing inside DMS

Real-time credit decisions and automated activation

Bank-funded payments to distributors

Flexible repayment options for retailers

Secure, compliant, and fully digital workflow

The impact

More liquidity. Faster turnover. Stronger supply chains.

By enabling retailers to buy now and pay later, we unlock new
working capital — right where the supply chain needs it most.

Other Solutions

Reverse Supply Chain Financing

Attain strategic cashflow and become the customer of choice

Distributor Financing

Supercharge your sales and elevate your distribution network

Purchase Order Financing

Attain fulfilment confidence with a strengthened suppliers’ ecosystem

Developer API

Work with us. Ready APIs for your ‘Plug and Play’.

We hold strong confidence in Pilon's forward-thinking leadership and their capacity to bring about substantial transformations in the industry,