Founded in 2020 and headquartered in Singapore, Pilon is a multi-award-winning fintech that partners with banks, financial institutions, and large enterprises across Southeast Asia. We power supply chain financing programmes end-to-end — from upgrading banks’ existing offerings to helping enterprises run their own in-house discounting. 

Built with the region's leading banks and conglomerates.

Over 140,000 invoices and close to US$1 billion financed across programmes in Singapore, Vietnam, and the Philippines. Top conglomerates and leading banking partners build with us. 

Live in Singapore, Vietnam & the Philippines

Number of Invoice processed

140,000+

Total Value (USD)

US$949M+

Backed By
Kaya Founders
Member Of
As Seen On
Singapore Business Review
CNA
e27
Lian he Zaobao
TechinAsia
Yahoo Finance

For Banks

Win more corporate clients with a financing product they can't get elsewhere.

Launch a new supply chain financing programme — or upgrade the one you have — in as fast as 4 weeks. Digital-native, API-ready, and designed by lenders for lenders. Your credit policy, your limits, your brand. Pilon runs the rails.

For Enterprise

Strengthen your cash flow — and your entire supply chain with it.

Extend payment terms without straining suppliers. Give your distributors the financing to buy more from you. Or deploy surplus cash into your own supply chain for better returns than a deposit. ERP-agnostic, with ready APIs for a plug-and-play setup.

ONE PLATFORM, FOUR PROGRAMMES

How It Works

Supplier Financing

Pay your suppliers' invoices later while they get paid early — funded by your bank or your own surplus cash. Better cash conversion for you, immediate liquidity for them.

Dealer Financing

Your distributors get credit to buy more from you. You get paid immediately and grow sales without growing risk.

Retailer Financing

Buy Now, Pay Later for the last mile of your supply chain. Unlock liquidity where traditional credit never reaches.

Green Financing

Preferential rates that reward suppliers and dealers who meet established environmental criteria. Turn your sustainability targets into supply chain incentives.

Benefits

1

A stronger cash position without squeezing anyone.

Release liquidity to every supplier while extending your own payment terms. A healthy supply chain and a strategic cash flow position are no longer a trade-off. 

2

A faster cash conversion cycle.

Turn inventory into cash sooner. Reduce reliance on external borrowing, lower interest costs, and improve the liquidity metrics your CFO reports on. 

3

Options your suppliers will love.

Suppliers choose when they get paid early at a small discount, or on the due date in full. Predictable for you, flexible for them. 

Upgrade once.
Never fall behind again. 

The platform you choose today is the one you’ll be defending in five years. Pilon is engineered so that decision keeps looking right — AI at the front, modern rails underneath, and an architecture that bends to yours. 

Notify
I can notify you when your invoices are approved.

AI Agent
Tell me how much and when you need your funds and let me pick the invoices for you.

Automate
Or ask me to finance your invoices automatically. Save time. You do not even need to login.

Meet Pepper – Your Generative AI Assistant

AI on your programme’s front line. Your suppliers and dealers get answers, notifications, and financing 24/7. Invoice status, payment dates, programme terms — answered instantly. Pepper alerts suppliers the moment invoices are approved, and can finance on instruction or fully on autopilot, no login required. Growing your programme doesn’t mean growing your operations team.

Headless API design. 

Your corporate banking dashboard stays the front door. Pilon runs behind it as the engine — every platform function exposed via API, so your clients see your brand and your experience while our rails do the work. Take the full platform, or take pure infrastructure. Your call, and you can change it later. 
 

Blockchain-enabled disbursement. 

Financing approved should mean funds moving — at the speed of the decision, not the correspondent chain. Pilon embeds blockchain settlement rails for faster, lower-cost remittance when you disburse to suppliers and trade clients. Built and ready today; you switch it on when your roadmap says so. Your users simply receive funds, faster. You disburse — Pilon orchestrates settlement.
 

Happenings

For Buyers

Extend payment terms, optimise cash flow.

For Suppliers

Get paid faster, on your terms.

For Banks

Launch supply chain financing in weeks, not years.

Ready to put your supply chain's working capital to work?

Whether you’re a bank launching a new product or an enterprise unlocking cash flow, talk to our team or see the platform live. 

Singapore (Headquarters)
38 Maxwell Rd
Airview Building #02-01
Singapore 069116

Vietnam
Level 6, Me Linh Point Tower 2
Ngo Duc Ke Street, District 1.
Ho Chi Minh City, Vietnam

Philippines
6795 Ayala Avenue
V.A. Rufino Street,
Level 60, Makati, 1226, PH