Trade Financing
Run your trade finance business at digital speed.
From LC issuance to document presentation to bank guarantees, Pilon digitises the entire trade workflow your clients experience, on the platform banks already trust for supply chain financing.
Your trade finance clients are still couriering paper. Your competitors are counting on it.
Trade finance remains one of banking’s most profitable businesses, and one of its most manual. Applications arrive by email. Documents arrive by hand. Your ops team keys in the same data three times before an LC is issued.
Pilon changes the economics. Our trade financing solution gives your corporate clients a single digital front door to apply, submit documents, and track every instrument in real time, while your trade ops and credit teams work from one structured queue instead of an inbox.
Available as a module on Pilon’s supply chain financing platform or as a standalone deployment, and designed the same way as everything we build: for banks, not around them.
Your credit policy. Your facility limits. Your brand. Our rails.
What The Platform Covers
Letters of Credit
Issuance & Amendments Digital LC application through issuance, with amendments handled in the same thread. The platform captures the full MT700 and MT707 field set as structured data from day one, ready to hand off to your SWIFT gateway. No retyping, no version confusion.
Document Presentation & Examination
Beneficiaries upload shipping documents, invoices, and bills of lading directly to the platform. Your document checkers examine against LC terms with a full audit trail. Discrepancies are flagged, resolved, and recorded in one place.
Bank Guarantees
Performance bonds, payment guarantees, bid bonds, all applied for, approved, and issued against existing trade facility limits. Expiries and renewals are tracked automatically, so nothing lapses quietly.
Compliance Built Into the Workflow
Sanctions screening and AML checks integrate directly into the application and approval flow. Every party is screened and every result is recorded before an instrument is issued. Your compliance team gets an audit trail, not an afterthought.
Facility & Limit Visibility
Every instrument draws against the client’s trade facility in real time. Your RMs and credit team see utilisation as it happens, not at the end of the month.
Core Banking Integration
Performance bonds, payment guarantees, bid bonds, all applied for, approved, and issued against existing trade facility limits. Expiries and renewals are tracked automatically, so nothing lapses quietly.
Benefits
Grow the book without growing the ops team. Structured digital intake means your trade ops capacity scales with volume, not headcount. Process more instruments per checker, per day.
Win the operating relationship The bank that makes trade effortless becomes the client’s primary bank. Trade finance is the wedge. Deposits, FX, and cash management follow.
One platform across working capital and trade Supply chain financing and trade finance run on a single platform. One login, one integration, one relationship that gets stickier with every product.
How It Works (4 Steps)
1
Apply.
Your client submits an LC or guarantee application digitally, with structured fields and document upload.
2
Screen & Approve.
Sanctions and AML checks run inside the flow, and the application routes to your trade and credit teams against existing facility limits. Approve, query, or decline without leaving the platform.
3
Issue.
Structured instrument data, ready for your SWIFT gateway and issuance channels, with a full audit trail.
4
Track.
Presentations, amendments, expiries, and claims, all visible to client and bank in real time.
The platform behind the supply chain financing programmes in Southeast Asia that won Service Innovation of the Year at the Asian Banking & Finance Awards 2026.
Your trade desk, digital in 4 weeks.
Talk to our team about launching trade financing on Pilon.
Other Solutions
Supplier Financing
Attain strategic cashflow and become the customer of choice
Dealer Financing
Supercharge your sales and elevate your distribution network
Purchase Order Financing
Attain fulfilment confidence with a strengthened suppliers’ ecosystem
Developer API
Work with us. Ready APIs for your ‘Plug and Play’.